Who It's For

Built for Teams That Own Merchant Risk

One API serves every team that needs to understand the businesses they're exposed to — from onboarding to ongoing monitoring.

Payment Processors & Acquirers

When a merchant goes out of business, chargebacks land on you. ClearFirm gives your risk team silent, ongoing visibility into merchant health — without any merchant-facing friction.

Counterparty risk scoring

Compliance monitoring at scale

Retrospective portfolio analysis

Fintech Lenders & MCA

Verify merchant-reported revenue against ground-truth business data before you fund. Catch inflated financials, compliance gaps, and entity mismatches in real time.

Revenue verification vs. self-reported

Fraud pattern detection

Post-funding portfolio monitoring

Embedded Finance Platforms

Offering merchant funding through a PSP or marketplace? ClearFirm gives you third-party business intelligence to underwrite and monitor the merchants your partners refer.

Partner-referred merchant diligence

Automated risk decisioning via API

Batch enrollment for portfolio-level monitoring

Onboarding & Identity Teams

Go beyond basic KYB. Resolve entity identity, verify ownership structures, and confirm compliance status as part of your merchant onboarding flow — with a single API call.

Entity type and structure resolution

Compliance status and registration checks

Embeds into existing KYB workflows

Risk & Data Science Teams

ClearFirm data is structured for ML pipelines, not manual review. JSON responses feed directly into your models and automated decisioning frameworks.

Structured JSON for ML model input

Retrospective analysis on historical portfolios

Risk scores, revenue ranges, compliance signals

Compliance Teams

Track compliance status changes across your entire merchant portfolio. Detect lapsed registrations, missing compliance records, and regulatory flags automatically.

Automated compliance change detection

Multi-year compliance trend analysis

Continuous monitoring without merchant involvement

Why ClearFirm

What Makes This Different

Zero Merchant Friction

No consent forms, no document requests, no merchant-facing integration. Silent verification from publicly available business information.

AI-Native Analysis

Machine learning models trained on business compliance data detect fraud patterns, revenue inflation, and compliance gaps that manual review misses.

Built for Machines

Structured JSON responses designed for ML pipelines and automated decisioning — not dashboards or manual review.

Sub-300ms API

Real-time responses that integrate into onboarding flows, credit decisioning engines, and risk monitoring systems.

See the Data Behind Any US Business

Book a 30-minute demo and we'll run a live verification on any business you choose.

Meet in SF Book a Zoom Demo